After struggling for months to know what to do about our family finances, I realized that there were some pretty big loopholes in our plan. I knew that I needed to insure our family so that I could protect our money in the event of an accident, but it was really difficult to find the perfect plan. I started talking with an insurance broker who could help, and it was amazing to hear the solid advice that he had for us. This blog is all about insuring your family by finding the right insurance policies and keeping your costs as low as possible.

Residential Insurance: How To Know What Your Possessions Are Worth

30 August 2017
 Categories: Insurance, Blog

Most home and rental insurance policies include coverage for your belongings in the event you are robbed or if your house is destroyed in a fire, flood, or similar accident. Many people have trouble knowing how much their possessions are worth, and so they may end up paying more or less than they need to in order to replace their items.  Here is a guideline for helping you estimate exactly how much coverage you need for your belongings, not just your house. Read More …

Buying A Car: Simple Ways To Save Money Once You Bring It Home

30 August 2017
 Categories: Insurance, Blog

When you own a car, there are costs that come with it. If you have a car payment, that is only one aspect. Insurance, registration, fuel, and maintenance all need space in your budget. So how can you save money on all these costs? Here are some ideas: 1. Choose a cheaper car. When you get your vehicle, take some time to test drive older models. Older cars are less expensive to register, often by a few hundred dollars. Read More …

Buying Your First Car? How To Choose The Right Insurance Coverage For Your Vehicle

10 August 2017
 Categories: Insurance, Blog

Now that you're about to buy your first car, you'll need to start thinking about auto insurance. Unless you reside in a state that allows you to post a cash bond, you're legally obligated to maintain insurance coverage on your car at all times. Unfortunately, purchasing auto insurance can be confusing, especially if you've never done it before. There are so many things to consider when choosing an insurance policy for your car, including the types of coverage to include. Read More …

The Tax Leverage Inherent In Group Life Insurance

26 July 2017
 Categories: Insurance, Blog

For individuals with dependent family members, life insurance can serve as the foundation of a long-term financial plan. Life insurance, however, is not always purchased through an individual policy. Employees seeking to obtain life insurance may be able to secure some or all of their coverage through a group life insurance plan sponsored by their employer. A group life insurance policy provides coverage only to members of a specific organization or entity. Read More …

Why Adding Rental Car Coverage To Your Auto Insurance Is A Good Idea

23 May 2017
 Categories: , Blog

Most states require some level of car insurance, but this isn't the reason most people purchase it. Most people purchase auto insurance for protection, and having the right types of auto insurance protection is important. If you currently do not have rental car coverage on your policy, you might want to consider adding it. This is an affordable extra you can add to a policy, and it is a great type of coverage to add. Read More …