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After struggling for months to know what to do about our family finances, I realized that there were some pretty big loopholes in our plan. I knew that I needed to insure our family so that I could protect our money in the event of an accident, but it was really difficult to find the perfect plan. I started talking with an insurance broker who could help, and it was amazing to hear the solid advice that he had for us. This blog is all about insuring your family by finding the right insurance policies and keeping your costs as low as possible.

3 Reasons Why Independent Insurance Agents Offer The Best Coverage And The Lowest Premiums

26 September 2019
 Categories: Insurance, Blog

The fact that it's so quick and easy to get insurance quotes online has led some people to question the usefulness of independent insurance agents. Why hire an agent for what you can do yourself? Unfortunately, this line of thinking can result in you paying too much money for your insurance coverage. Independent insurance agents can help you determine what level of coverage you need and shop multiple carriers to find you the best deal—this even includes smaller carriers that may not offer online quotes. Read More …

Everything You Need To Know About Signing Up For Medicare Supplement Plans

25 August 2019
 Categories: , Blog

While Medicare pays for many healthcare services during your retirement years, it does not cover all of your potential medical expenses. For the expenses Medicare doesn't cover, you need to purchase a Medigap policy. Often, these policies are referred to as Medicare supplement insurance policies. If your time to enroll in Medicare, then it's important you know how to obtain a Medicare supplement policy. Everything you need to know to get the process started is listed below: Read More …

Tips For Minimizing Liability At Your Auto Shop

16 July 2019
 Categories: Insurance, Blog

Owning your own auto shop requires not just skills under the hood, but also a keen business sense. One thing you don't want to overlook is the need for garage liability insurance. This insurance protects you and your business from lawsuits. Most people never expect to be sued, but even the most reputable of mechanics can find themselves at the wrong end of a liability claim. Knowing a few key strategies to avoid claims, combined with the proper insurance, will ensure your business can survive if something does go wrong. Read More …

Inadequacy Of Standard Coverage For Waterfront Homes

10 June 2019
 Categories: Insurance, Blog

In many cases, you will find that a standard home insurance policy doesn't offer the complete protection you need for your waterfront home. You may need to increase your coverage limits or buy additional riders, depending on your circumstances, to get the protection you require. Here are some of the issues that trigger this inadequacy. Flooding Waterfront homes are susceptible to flooding, and the risk of flooding is one of the top concerns insurance companies have with such homes. Read More …

4 Tips to Get a Better Auto Insurance Quote

1 May 2019
 Categories: , Blog

If you drive, then car insurance is a simple fact of life. Only three US states do not require insurance, and there are additional costs in each case that must be paid to the state in lieu of carrying coverage. In most cases, you are required to carry a certain level of liability coverage. In states with no-fault laws, the requirement is for a special type of no-fault coverage that will pay out regardless of blame during an accident. Read More …